We provide following form lead excess insurance programs to sit above their primary product offering, giving another layer of protection in the event of a major claim. Like our primary GL product, we focus on controlled insurance programs for both contractors and owners, as well as project specific policies for contractors. Construction projects are historically complex and filled with hazards, and our Lead Excess product was designed to provide coverage and claims continuity for our customers and broker partners. Capacity is available on a non-admitted basis nationwide.
Our portfolio managers have a wealth of experience in their niche line of business and combine this with a dedication to helping our broker partners win and retain more business.
Michael Simone is president of Rokstone Construction Risk Underwriters.
He joined the group in January 2019 and has over 25 years of experience in underwriting general liability, automobile and workers' compensation coverages for major insurance carriers with a specialisation on large complex construction programs throughout the US.
Michael joined Rokstone CRU from AXA-XL where he served as vice president - underwriting manager, directly responsible for the North East and Western regions operating out of the New York office.
Michael has held a New Jersey property and casualty brokers license since 2003, earned a bachelor of science degree in communications from St John’s University in 1995, and has had construction risk and insurance specialist (CRIS) designation since 2011.
COVERAGE AND LIMITS
We are committed to always providing clear detail on our specific risk appetite to allow you to better understand our underwriting proposition.
Our wider teams are made up of leading underwriters and dedicated suppport staff to ensure that your experience working with us is forever a positive one.
Senior Vice President/Head of Claims
Richard Isgard is a partner and senior vice president/head of claims at Rokstone Construction Risk Underwriters, responsible for handling legal issues, drafting and negotiating agreements, and working together with underwriting to create policies and endorsements.
He joined Rokstone CRU at its inception in January 2019. He is an attorney and has handled and managed construction claims for 35 years – 20 years as outside counsel and 15 years on the insurer side.
Outside of work, Richard has many interests, including sand sculpture, tennis, painting, gardening and collecting vintage tools.
“We created Rokstone CRU to provide better products and services to the construction industry. It’s the people at Rokstone who make the difference. Everyone truly cares about each other, the capacity partners and most of all the customers.”